Get a Quote and Enroll Now

These plans care about your health... Not how much money you make

Did you know that 7.2 million Americans are on an ACA Marketplace Plan... and don't receive a tax credit...

PlanShaman Health Insurance Quoting Tool

Complete the form to receive your customized PlanShaman health plan quote in seconds

Number of People

Zip Code

Your Personalized Options

All options are less expensive than the ACA Silver Benchmark but come with no network restrictions and much better protection.

Catastrophic

$0 /month

Everything is out-of-pocket until you hit $5,000. You are betting on your health. This plan covers any medical incident exceeding that amount—including hospitalizations, surgeries, ER visits, disease care, and ambulance services. For minor issues under $5,000, you are on your own.

What's Included

100% coverage AFTER you pay the first $5,000
Nationwide access to any provider (no networks)
Guaranteed renewable (keep as long as you want)

Ideal For

Entrepreneurs who want the absolute lowest monthly cost and are comfortable paying cash for all minor medical needs (doctor visits, prescriptions, urgent care).

Does Not Include

Coverage for minor/routine visits (pay cash)
Prescription drug coverage (use discount cards)
Mental health therapy sessions
Dental and vision (optional add-ons)

Enhanced

$0 /month

The upgrade with one caveat. This plan includes coverage for doctor visits, imaging, urgent care, minor procedures, bloodwork, and preventive care, all available prior to your deductible, while maintaining your freedom to see any provider. You are not paying everything out of pocket, but you are also not paying for coverage above the maximum threshold of 1 million dollars per incident.

What's Included

First-dollar coverage for doctor visits, chiropractor, mental health therapy, and other outpatient services
Coverage up to 1 Million Dollars per incident (Disease or Accident) AFTER you pay the first $5,000
Nationwide access to any provider (no network restrictions)
Guaranteed renewable (keep as long as you want)

Ideal For

Entrepreneurs who want predictable healthcare costs, some help with routine care, and strong protection if something serious happens.

Does Not Include

The umbrella policy that eliminated the million dollar maximum
Prescription drug coverage (use discount cards)
Dental and vision (optional add-ons)

Premier

$0 /month

The smart upgrade. You get the same catastrophic safety net, PLUS protection for your day-to-day needs. This plan includes coverage for doctor visits, imaging, urgent care, minor procedures, bloodwork, and preventive care—all available prior to your deductible, while maintaining your freedom to see any provider.

What's Included

Everything in the catastrophic
First-Dollar Benefits for Dr. Visits, Labs, & Urgent Care
$0 Deductible for accidents & hospitalizations (via cash benefits)
$0 Deductible for Chiropractic & Mental Health

Ideal For

Entrepreneurs who want a "set it and forget it" solution. You get immediate coverage for the small stuff without a deductible, plus the complete protection of the umbrella policy

Does Not Include

Brand name prescription drug coverage
Dental and vision (optional add-ons)

All of These Plans:

✓ Are Guaranteed Renewable

✓ Have No Network Restrictions

Important Disclaimers

This is not a final quote. This quote is an estimate based on the information provided and is subject to underwriting approval and final policy terms.

Not Major Medical Coverage: These insurance policies, either alone or in combination with each other, are not major medical coverage or "Minimum Essential Coverage" under the federal Patient Protection and Affordable Care Act.

Underwriting Required: Each individual's eligibility is subject to underwriting guidelines. Final approval and pricing may vary based on health history and other factors.

Policy Limitations: This is a brief description of benefits only. Only the actual policy provisions will control. There are limitations on the benefits payable under this policy. See policy and/or its outline of coverage for benefits, costs, limitations, exclusions, renewability, waiting periods and pre-existing conditions.

State Variations: Form numbers and availability may vary by state. Not available in all states.

Get a Quote and Enroll Now

These plans care about your health... Not how much money you make

PlanShaman Health Insurance Quoting Tool

Your Personalized Options

Catastrophic

What's Included

Ideal For

Does Not Include

Enhanced

What's Included

Ideal For

Does Not Include

Premier

What's Included

Ideal For

Does Not Include

All of These Plans:

Important Disclaimers

THERE IS HOPE

You Can Escape The ACA Marketplace

Yes, It Really Is Possible!

Who is this not a good fit for?

Are my results guaranteed?

I want more help. What else do you offer?

Why would someone leave the ACA Marketplace?